CRUSH Your Money Goals, Bernadette Joy
CRUSH Your Money Goals, Bernadette Joy
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CRUSH Your Money Goals
25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom

Author: Bernadette Joy

Narrator: Bernadette Joy

Unabridged: 7 hr 31 min

Format: Digital Audiobook Download

Published: 12/10/2024


Synopsis

One of “The Best Books for Personal Growth in 2025!” —Oprah Daily

Atomic Habits and Psychology of Money meets Investing 101 and Personal Finance 101 as financial superstar Bernadette Joy breaks down how using her CRUSH program can help you get out of debt, save money, build wealth, and live a more financially comfortable life.

Get ready to Crush Your Money Goals and turn to the power of habits to make lasting financial changes!

When it comes to building financial health, adopting good money habits that will last (and dropping bad ones) can insure financial freedom. In Crush Your Money Goals, you will find information on the psychology behind why habits work to achieve goals, and twenty-five simple habits to adopt, and which to drop, to help you invest properly, budget, save, climb out of debt, and so much more.

Join expert money coach Bernadette Joy as she guides you through her C.R.U.S.H. approach to financial wellness, a program she’s been using for years to help her followers get in financial shape. With C.R.U.S.H., you will learn to:
-Curate Your Accounts
-Reverse into Independence
-Understand Your (Net) Worth
-Spend Intentionally
-Heal Your Money Wounds

Each letter covers 5 easy-to-implement habits you will use to take control of your finances. From trying the $1 rule and facing your financial fears to holding a digital detox and decluttering your calendar, Crush Your Money Goals will have you saving money in no time! By changing your patterns with better habits, you’ll be on your way to making financial changes not just for today, but for tomorrow!

About Bernadette Joy

Bernadette Joy launched Crush Your Money Goals® in 2020, a money media company to serve up practical and fun educational content. In that short time, she’s taught thousands across the country her simple strategies to pay down debt, save more money, invest with confidence, and pursue financial peace. Joy paid off $300,000 of debt in three years and built her first $1 million of net worth in her thirties as a first-generation Filipina American, the eighth of her father’s nine kids. Her keynotes, workshops, and classes appeal to a broad audience ranging from corporate employers like TIAA, Belk, and LPL Financial to entrepreneurial memberships, universities, and private retreats. She’s been featured as a money expert on CNBC, Good Morning America, Business Insider, and named in the 25 Most Influential New Voices of Money by NextAdvisor in partnership with Time. Now, this K-pop fan and chocolate addict is traveling globally to make money education fun and will show you don’t have to be perfect, you just have to be ready to learn!


Reviews

Goodreads review by Alissa on January 14, 2025

This was okay. Like every personal finance book, I take the good and discard the irrelevant. She almost lost me completely at "Save 50% of your income".......more

Goodreads review by Jan on February 09, 2025

YNAB would be the base for this program. “By giving every dollar a job - the power of this habit lies in its extreme intentionality. You gain clarity on exactly where your money is going.” That’s what YNAB does! It is an online way to simplify/ organize your accounts, set money goals, see your NET w......more

Goodreads review by MarryAnn on February 17, 2025

Personally I found this book to have too much text compared to the amount of information you get. Some chapters have really catchy titles (the type you can see on YT or TikTok), and that make me feel like this book was a bit more clickbait-y than it is. The ideas are usually not bad, but nothing impr......more

Goodreads review by Shawna on November 26, 2024

CRUSH Your Money Goals has so much wisdom surrounding not only budgeting, but sage advice on credit card usage, investing, and insurance. While many of the components are familiar to Suze Orman or Dave Ramsey, Bernadette Joy offers the unique aspect of her Psychology background to recognize how mone......more

Goodreads review by Theresa on December 30, 2024

This was a quick read and I liked the conversational tone. I've read similar books with pretty much the same information. While I didn't learn anything new, it's always good to hear similar messages to stay focused. I like that the author emphasizes being intentional about your spending and investin......more