You Deserve to Be Rich, Rashad Bilal
You Deserve to Be Rich, Rashad Bilal
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You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future

Author: Rashad Bilal, Troy Millings

Narrator: Troy Millings, Ronald Peet, Rashad Bilal

Unabridged: 9 hr

Format: Digital Audiobook Download

Published: 01/14/2025

Synopsis

NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure

This audiobook features a special welcome message from co-author Rashad Bilal.

You deserve to be rich.

You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.

We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.

We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:

• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.

That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.

You deserve to be rich. This is the playbook to make it happen.

About The Author

Rashad Bilal and Troy Millings are the cofounders of Earn Your Leisure and leaders of a global movement equipping urban communities with the tools and resources needed to build wealth. In 2023, they were nominated for the NAACP Image Award and are currently working with the NYC Department of Education to introduce a financial literacy class to the high school curriculum.

Reviews

Goodreads review by Salmaan on March 16, 2025

4-4.5 - It was really interesting and the information was laid out in plain terms. It’s definitely written for black and brown young people/others who didn’t grow up with access to or surrounded by healthy conversations on personal finance. I appreciate what they’re doing!......more

Goodreads review by Jacob on April 09, 2025

Rating 8.1/10 # 🚀 The Book in 3 Sentences This book focuses on shifting your mindset around money, aiming to break limiting beliefs and build the internal foundation needed to attract and sustain wealth. Its standout quality is how it blends personal development with financial principles, making compl......more

Goodreads review by Daniella on March 13, 2025

Some good tips for an experienced investor who already works with a financial planner. But this book is best suited for a person who is just starting to organized their financials and learn the basics. I bought this book for two reasons: 1) get a free month access to their university program as I wa......more

Goodreads review by Trecia on February 26, 2025

This book has been an energizer for me to really start tackling my financial goals. It felt like a financial literacy reference book for my entire fam. It also felt very down-to-Earth and avoided being condescending. There was often reassurances about fears and encouragement about areas of financial......more

Goodreads review by Adam on February 05, 2025

3.75/5 Would recommended this book, especially for those with minimal financial literacy. Personally, I got a few gems out of this book and think it’s a great starting point that covers a lot of ground in regard to personal finances. It covered plenty of topics I have learned about previously from ot......more

Quotes

“With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money

“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God

“Earn Your Leisure’s journey is a testament to the power of financial education. They remind us that being smart with money isn't just for the wealthy—it’s for everyone!”—Steve Harvey

“For centuries, Black communities have not had access to critical resources to achieve financial empowerment. At a time when the Black-white racial wealth gap in the United States stands at 13-to-1, we have to deliver these resources at scale to our communities. That’s why Troy and Rashad’s work with Earn Your Leisure is so essential. We have a real opportunity with this platform to drive transformative and sustainable change for Black and underserved communities.”—Robert F. Smith, founder, chairman and CEO, Vista Equity Partners

“In a world where financial uncertainty seems to be the norm, understanding the rules of money—and the frameworks, the strategies, and the psychology behind successful investing—is a necessity. Earn Your Leisure has been at the forefront of democratizing financial education, and now, with this book, they’ve provided a blueprint for financial freedom. It’s a call to action, urging you to break away from traditional ways of thinking about money and embrace a mindset of abundance and opportunity. Approach this book with an open mind and a willingness to learn, and you’ll find yourself not just in the game but ahead of it.”—Ian Dunlap (aka “The Master Investor”), founder of Red Panda

“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly

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