The DebtFree Spending Plan, JoAnneh Nagler
The DebtFree Spending Plan, JoAnneh Nagler
4 Rating(s)
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The Debt-Free Spending Plan
An Amazingly Simple Way to Take Control of Your Finances Once and For All

Author: JoAnneh Nagler

Narrator: Walter Dixon

Unabridged: 7 hr 9 min

Format: Digital Audiobook Download

Publisher: Ascent Audio

Published: 09/25/2012


Synopsis

Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why "The Debt-Free Spending Plan" is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you. You will learn to: downsize expenses without feeling deprived; allocate money as it comes in and put together an easy-to-manage bill-paying plan; adjust for inevitable overspending; and, pay off debt without gouging expenses and (believe it or not) start saving. The plan is clear, easy, and takes just five minutes a day-and it doesn't matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom-all before the next billing cycle.

Reviews

Goodreads review by Randi

Most financial help books tell you to not use credit cards, pay down debt, and keep it that way. I think we all know that. We just don't know how to get there. The Debt Snowball is great, and it works, but only if you don't have a slip-up, and don't have a unexpected expense early in the process. Thi......more

“The Debt Free Spending Plan is a simple program that will help all of us who have money trouble stop incurring debt, live on what we earn, and begin building our dreams.” Free yourself from your financial stress by incorporating this plan in your life. The author differs from the many other financi......more

Goodreads review by Bonnie

This is probably one of the best debt-plan books I have read so far. She def is one of the best writers and had really good examples. While readers who liked Jerrold Mundis' Debtors Anon book will find a ton of overlap, it's not cloying and hers is way updated. She really understands the tripwire of......more

Goodreads review by Lorna

Very basic. Not that helpful if you already have a grasp on the concept that debt is bad and you shouldn't have any. The chapter that I thought would be on paying down multiple debts while living within your means turned out to be about how to get by when you can't meet your minimum balance. Disappo......more